Use case · Insurance claims

Create certified timestamped evidence for insurance claims

Insurers regularly dispute when damage occurred. An independently timestamped photograph, video, or contractor message is much harder for an insurer to dismiss than a self-stored JPEG with editable metadata.

RFC 3161Qualified timestamp
SHA-256Per-file hash
PDF + ZIPInsurer-ready package
Certified evidence package illustration

Why a photo on your phone is not enough.

Insurance loss adjusters know that personal device timestamps are not reliable proof.

EXIF dates are editableFree tools rewrite photo metadata in seconds.
Photos taken after repairs lose loss timingWithout a pre-repair record, the insurer can argue the damage was pre-existing.
Insurers question staged claimsWithout an independent timestamp, accusations of staging are hard to refute.
Contractor messages disappearWhatsApp chats with tradespeople are easy to delete and hard to retrieve.

What a certified insurance-evidence package contains.

PDF

Signed PDF certificate

Insurer-ready affidavit summarising each artifact.

IMG

Per-file photos and videos

File certificates for each photo or video. SHA-256 hash + timestamp per file.

Walk-through session video

For larger losses, a Browser Session-style walk-through recording with narration.

URL

Listing or page captures

For business interruption claims, certified web pages showing closure or impact.

TS

RFC 3161 timestamp

Independent third-party signature on every artifact.

ZIP

Metadata ZIP

Manifest, signature, public key for independent verification by the insurer.

How to document loss in four steps.

Certify before repairs begin. Even one hour after the loss is better than nothing.

1
Photograph each affected itemWide, medium, and close-up shots. Include surrounding context.
2
Upload each photo as a File certificateGo to /certificates/new, select File, drop the photo, repeat.
3
Certify any messages with contractorsWhatsApp Web inside a Browser Session captures pricing, scope, and timing.
4
Send the PDF package with your claim formThe insurer can independently verify each artifact from the ZIP.
Start your certificate

How to capture each artifact type.

Insurance-evidence questions, answered directly.

How do I prove when damage occurred for an insurance claim?

Photograph the damage and upload each photo as a File certificate at /certificates/new. The platform hashes the file and binds it to a qualified RFC 3161 timestamp — independent proof of when the damage existed in this state.

Can a certified photo be used in an insurance dispute?

Yes. Certified photos with SHA-256 hashes and qualified timestamps are far harder to dispute than self-stored JPEGs whose metadata is trivially editable.

What if I have already started repairs?

Certify whatever you have — photos, videos, receipts, contractor messages. Even partial certified evidence is stronger than uncertified evidence, and may be supplemented with witness statements.

Do business interruption claims benefit too?

Yes. Certify closure notices, communication with customers, and any online statements about the loss. Time-anchored proof of impact is exactly what loss adjusters need.

Is this legal advice?

No. This service creates technical evidence artifacts. Legal admissibility depends on jurisdiction and circumstances. Consult qualified legal counsel for advice specific to your situation.

Ready to certify?

Certify the loss before repairs begin. Each minute reduces the strength of your claim.

Create your certificate